Orientation of Housing Provident Fund Reform from the Perspective of Common Prosperity: Logical Interpretation, Contradiction Analysis and Policy Optimization
WU Yidong, WANG Xianzhu
School of Business, Anhui University of Technology
Abstract：Common prosperity is the essential requirement of socialism, and it is an important feature of Chinese modernization. As a policy-based housing consumption finance system with Chinese characteristics, the Housing Provident Fund (HPF) has played an important historical role in solving the housing problems of urban residents and promoting the market-oriented housing reform. In essence, the HPF system to promote achieving common prosperity has multidimensional logic explanation. It is an important tool to guarantee the housing rights, an important channel of income distribution, an important link of social wealth distribution, an important gripper of the stable and healthy development of the real estate market, and an important support to achieve spiritual prosperity. However, under the background of the solid promotion of common prosperity, the HPF system needs to clarify its attribute positioning, break through the problem of limited public participation, improve the policy mechanism of helping the poor, and conform to the construction requirements of the national unified large market. In promoting the reform of HPF system, we need to deal with the relationship between the system expansion and enterprise burden, the relationship between integrated development and city-based policies, the relationship between housing rental and housing purchase, the relationship between the financial function and capital security, as well as the relationship between individual income and collective interests. Therefore, we should continue to expand the coverage of HPF system, actively promote its legislative process, steadily promote the cross-regional integrated development, scientifically innovate the use mode, and systematically build the coordinated management system.
吴义东,王先柱. 共同富裕视角下住房公积金制度的改革思路——逻辑解释、问题剖析与政策优化[J]. 浙江工商大学学报, 2022, 36(5): 132-144.
WU Yidong, WANG Xianzhu. Orientation of Housing Provident Fund Reform from the Perspective of Common Prosperity: Logical Interpretation, Contradiction Analysis and Policy Optimization. Journal of Zhejing Gongshang University, 2022, 36(5): 132-144.
2022, Vol. 36 
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