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Research on the Mode Evolution and Risk Management of the Online Supply Chain Finance Based on the Third-party B2B E-commerce Platform |
GUO Jue2,SHI Jinzhao2,WANG Zhixin2 |
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Abstract Online supply chain finance is the forefront of the supply chain financial services and also an important part of the internet finance. The risk factors of commercial banks in the online supply chain finance business are different from the ones in the offline business and the management of risks should not be ignored. Using the method of theoretical research and comparative study, a thorough analysis on mode evolution and risk factor extraction of online supply chain finance is carried out. By comparing with the traditional supply chain finance, it is concluded that the commercial banks face greater risks in the business of online supply chain finance because of the new characteristics of web-based participants. Finally, a few regulatory proposals for commercial banks are put forward.
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Received: 08 October 2013
Published: 15 January 2014
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Corresponding Authors:
SHI Jinzhao
E-mail: shijinzhao1990@163.com
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