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Research on Model Innovation of Internet Finance and Small Micro Enterprises Financing |
XU Jie,KUI Binxian,JIE Xiaowen |
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Abstract Internet Finance is gradually becoming the new channel for small micro enterprise financing. This paper first summarizes the related research of Internet finance and small micro enterprise financing at home and abroad. Second it explains the importance of the Internet and the small micro-finance model innovation in corporate finance, and then analyzes the cooperation advantages of the Internet finance and small micro enterprise financing. Finally on the basis of financing both supply and demand docking, the model innovation of Internet finance and small micro enterprises financing is divided into peer-to-peer financing model, small loan financing model based on large data, public financing model, and the E-finance Institutions-Portal Financing model.
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Received: 07 March 2014
Published: 15 April 2014
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Corresponding Authors:
JIE Xiaowen
E-mail: jie_xu129@126.com
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