Abstract:credit culture, is one of business culture enterprises have in market-oriented management, present different feature in various social economy. Modern credit culture is the advance one, suitable for developed commodity economy, and possess independent trait in economy and culture. In the condition of the restriction of system, it will become enterprises'choice in culture to pursue maximization profit. Nowadays, the pattern of business credit culture of china is worrisome, therefore, initiating and fostering advance credit culture should keep steep with national economic growth, and popularization of it want optimizing social environment.